Commercial Roofing Financing Options

• Project Size: $100,000 – $10 Million
• For Assessments $100,000- $1 Million, No Financials, No Appraisal And Quick Approval If Project Qualifies.
• Terms: 5 To 30 Years, Fixed Rate, Fully Amortizing, With No Guarantees Or Covenants Required.  Loan is transferable
• Eligible Property Types: Office, Retail, Multifamily, Light Industrial/Warehouse, Hospitality, Mixed-Use, And Self-Storage.
• Lien-To-Value: Up To 35% Of The As-Is Or Stabilized Property Value.
• Interest Rates: Varies by, Term, Project Size, And Property

Our property assessed clean energy (PACE) program offers 100% no money down financing for energy efficiency, renewable energy and storm protection upgrades to commercial and industrial buildings.  Eligibility is based on available equity in your property. Annual payments can be deferred for up to 17 months, spread out over terms up to 30 years and repaid with your property taxes. Now it’s easier and more affordable than ever to improve your cash flow, reduce your costs and increase the comfort, safety and value of your commercial property.

A Smart Alternative To Credit-Based Financing

• Not Credit-Based Based on property equity, not credit
• Retain capital with 100% financing of eligible improvements and long terms
• Low Payments. Fixed rates, terms up to 30 years
• Fast approvals. Usually within two business days
• Defer first payment. Up to 17 months
• Off balance sheet, non-recourse, property tax-based financing
• Pass through payments. Special assessment payments can be passed through under most net leases
• Limited Paperwork. No personal guarantees,financial statements, rent rolls or lender consent required

Eligibility Criteria

• Mortgage and property taxes current at approval
• No late property tax payments for past 3 years
• No involuntary liens on the property
• Not in bankruptcy²
• Minimum 10% available property equity
• Commercial and Industrial
• PACE Financing

Our commercial roof financing program offers 100% zero down property assessed clean energy (PACE) financing for energy efficiency, renewable energy, water conservation, electric vehicle charging stations and storm resilience to commercial buildings.
Eligibility is based on property equity—no capital outlay, guarantors or review of personal financial information is required to qualify. Low fixed payments are spread out up to 30 years and repaid through a property tax assessment that may be transferable upon sale or refinance.
Now it’s easier and more affordable than ever to improve your cash flow, reduce your costs—and increase the comfort, safety and value of your commercial property.

Smarter, Easier than Traditional, Credit-Based Financing

• Leverage Off Balance Sheet Capital
• Enhance Property Value
• Maximize Net Operating Income (NOI)
• Boost Occupancy and Lease Rates with a “Green Building”
• Enjoy Non recourse Financing
• Improve Energy Efficiency
• Defer Payments

Property Types

Save Money. Save Energy.

Benefits of PACE Financing:

• Retain capital with 100% project financing of eligible improvements with fixed terms up to 30 years
• Improve property cash flow and value with zero cash outlay
• If property is sold, property tax assessment may be transferable to the new owner upon sale
• Off balance sheet, property tax-based financing may result in improved treatment
• Special tax can be passed through undermost net leases
• Special assessment appears on property taxes, potentially enabling property owners to expense the entire amount, including principal and interest
• No personal guarantees, covenant requirements or review of financials needed to qualify

Eligibility Criteria

• Mortgage current at approval
• No delinquency of subject property taxes in past three years (or ownership period if shorter)
• No involuntary liens on the property
• No notice of default within three years
• Not in bankruptcy
• Minimum 10% available equity